Home loan calculator

Estimate repayments based on loan amount, interest rate, and term. Results are illustrative and do not constitute an offer. Consider fees and charges.

Inputs

Reduces interest by offsetting part of the principal.

Results

Enter values and click Calculate.

Assumptions

  • ✔ Standard amortizing loan with a fixed annual nominal rate.
  • ✔ Monthly rate = annual rate / 12; weekly/fortnightly derived from monthly.
  • ✔ Offset simply reduces interest‑bearing principal: max(loan − offset, 0).

For exact repayments, fees and product conditions, please refer to official product disclosures.